Q: What is Roshan Digital Account?

A: Roshan Digital Account provides an opportunity for Non-Resident / Overseas Pakistanis to remotely open a bank account with SBP designated Pakistani banks through an entirely digital and online process. This account will enable them to avail banking services like funds transfer, remittances, bills & fee payments, and invest in various instruments including stocks / shares.
Q: Is Topline Securities offering Roshan Equity Investment for Roshan Digital Account Holders?
A: Yes, Topline Securities is offering Roshan Equity Investment. For more info, please visit:
Q: What kind of investments can I opt for via the Roshan Digital Account?
A: Roshan Digital Account allows multiple options for investment which are as follows:
  • Shares quoted on the stock exchange in Pakistan.
  • Pakistani-rupee denominated Deposit products of the banks maintaining the account.
  • Pakistani rupee-denominated debt securities of Government of Pakistan (including Pakistani-rupee Naya Pakistan Certificates, T-bills, PIBs, Sukuk and any other registered securities of the government as notified from time to time).
  • Residential and commercial real estate
Q: What is a Roshan Equity Investment account and what is its purpose?
A: A Roshan Equity Investment account is opened on behalf of the Investor with a broker and is used for trading in shares.

Q: What is UIN and its purpose?
A: In order to authenticate each trade and transaction executed in the stock market, NCCPL
registers investors by assigning a Unique Identification Number (UIN). Registered UINs are provided to the stock exchange by NCCPL and it is mandatory for brokers to enter UIN while trading.
Q: What is a Custody Account and what is its purpose?
A: A Custody Account is a shares custody account opened with CDC.
Q: What is DSS and what role does it play in Roshan Digital Account?
A: Direct Settlement Service (DSS) is a web based service through which IAS Account Holders can settle their trades executed at Stock Exchange directly through their respective IAS Account. Investors have to contact the broker only for the execution of trades. Further details about Direct Settlement Service are available on the following link: